| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $29K | $9K | $38K | 5.60% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O. BOX 956012 ST. LOUIS, MO 61395 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $12K | $12K | 1.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $10K | $8K | $18K | 3.04% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O. BOX 956012 ST. LOUIS, MO 61395 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $6K | $6K | 1.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $10K | $8K | $18K | 3.21% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O. BOX 956012 ST. LOUIS, MO 61395 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $6K | $6K | 1.00% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | 777 MARINERS ISLAND BLVD SUITE 250 SAN MATEO, CA 94404 | ACE AMERICAN INSURANCE COMPANY | $5K | — | $5K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 297 | $2.0M |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,158 | $681K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,158 | $590K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,158 | $562K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 297 | $2.0M |
| Other(3 contracts, 3 carriers) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,184 | $728K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.