| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $24K | $7K | $31K | 6.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O. BOX 956012 ST. LOUIS, MO 61395 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $6K | $6K | 1.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $8K | $6K | $14K | 3.05% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O. BOX 956012 ST. LOUIS, MO 61395 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $3K | $3K | 0.76% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $9K | $6K | $14K | 3.26% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | P.O. BOX 956012 ST. LOUIS, MO 61395 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $3K | $3K | 0.76% |
| AON CONSULTING INC3 Filed as: AON HEWITT HEALTH & BENEFITS PRAC. | 199 FREMONT STREET, 15TH FLOOR SAN FRANCISCO, CA 94105 | ACE AMERICAN INSURANCE COMPANY | $3K | — | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 806 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 829 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 324 | $1.8M |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 806 | $512K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 806 | $448K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 806 | $434K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 324 | $1.8M |
| Other(3 contracts, 3 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,126 | $546K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.