No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD EIN 04-1045815 NONE | Claims processing Service code 12 | — | $3.6M |
| NEW ENGLAND CARPENTERS PENSION FUND EIN 51-6040899 COMMON BOARD OF TRUSTEES | Plan Administrator Service code 14 | — | $3.6M |
| IORA HEALTH, INC EIN 27-4398356 NONE | Other services Service code 49 | — | $635K |
| NE CARPENTERS PENSION FUND (CCA) EIN 51-6040899 COMMON BOARD OF TRUSTEES | Plan Administrator Service code 14 | — | $426K |
| HEALTH NEW ENGLAND, INC. EIN 04-3012347 NONE | Contract Administrator Service code 13 | — | $327K |
| THE SEGAL COMPANY EIN 13-1928058 NONE | Consulting (general); Actuarial Service code 11 | — | $207K |
| KGA, INC. EIN 04-3526805 NONE | Other services Service code 49 | — | $116K |
| BOSTON COMPANY ASSET MANAGEMENT LLC EIN 04-3404987 NONE | Investment management; Soft dollars commissions Service code 28 | — | $114K |
| EMPLOYEE A EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $105K |
| EXPRESS SCRIPTS, INC EIN 22-3461740 NONE | Claims processing; Contract Administrator Service code 12 | — | $96K |
| EMPLOYEE B EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $94K |
| EMPLOYEE C EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $72K |
| EMPLOYEE D EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $72K |
| EMPLOYEE E EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $68K |
| EMPLOYEE F EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $65K |
| EMPLOYEE G EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $60K |
| DANIEL A. WINTERS & COMPANY EIN 23-2586736 NONE | Accounting (including auditing) Service code 10 | — | $58K |
| EMPLOYEE H EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $57K |
| EMPLOYEE I EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $56K |
| EMPLOYEE J EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $55K |
| DODGE & COX INVESTMENT MANAGERS EIN 94-1441976 NONE | Investment management Service code 28 | — | $52K |
| EMPLOYEE K EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $52K |
| EMPLOYEE L EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $52K |
| EMPLOYEE M EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $50K |
| EMPLOYEE N EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $50K |
| KSN ASSOCIATES EIN 02-0467956 NONE | Consulting (general) Service code 16 | — | $50K |
| EMPLOYEE O EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $50K |
| STATE STREET BANK & TRUST CO. EIN 04-2886535 NONE | Other fees; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | — | $48K |
| EMPLOYEE P EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $45K |
| EMPLOYEE Q EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $45K |
| KRAKOW, SOURIS, & LANDRY, LLC EIN 04-3363718 NONE | Legal Service code 29 | — | $44K |
| O'REILLY, GROSSO, GROSS & JONES, PC EIN 04-3318596 NONE | Legal Service code 29 | — | $44K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan) Service code 27 | — | $44K |
| EMPLOYEE R EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $43K |
| EMPLOYEE S EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $37K |
| EMPLOYEE T EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $37K |
| EMPLOYEE U EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $37K |
| EMPLOYEE V EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $35K |
| LOOMIS, SAYLES & COMPANY EIN 04-3200030 NONE | Investment management Service code 28 | — | $34K |
| WELLINGTON TRUST EIN 04-2755549 NONE | Investment management Service code 28 | — | $33K |
| EMPLOYEE W EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $32K |
| EMPLOYEE X EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $31K |
| CAROL A. WEIL EIN 04-6374357 NONE | Other services Service code 49 | — | $28K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Soft dollars commissions; Custodial (other than securities); Custodial (securities); Investment management fees paid directly by plan Service code 18 | — | $26K |
| EMPLOYEE Y EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $25K |
| EMPLOYEE AA EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $25K |
| EMPLOYEE Z EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $25K |
| EMPLOYEE AB EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $24K |
| EMPLOYEE AC EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $23K |
| EMPLOYEE AD EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 582 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,707 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MASSACHUSETTS | 21,742 | $8.5M |
| Vision | DAVIS VISION, INC. | 23,637 | $0 |
| Life insurance | AMERICAN GENERAL LIFE INSURANCE COMPANY | 7,945 | $240K |
| Other | AMERICAN GENERAL LIFE INSURANCE COMPANY | 7,945 | $240K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.