No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NEW ENGLAND CARPENTERS PENSION FUND EIN 51-6040899 COMMON BOARD OF TRUSTEES | Plan Administrator Service code 14 | — | $3.9M |
| BLUE CROSS AND BLUE SHIELD EIN 04-1045815 NONE | Claims processing Service code 12 | — | $3.5M |
| IORA HEALTH, INC EIN 27-4398356 NONE | Other services Service code 49 | — | $598K |
| NE CARPENTERS PENSION FUND (CCA) EIN 51-6040899 COMMON BOARD OF TRUSTEES | Plan Administrator Service code 14 | — | $448K |
| HEALTH NEW ENGLAND, INC. EIN 04-3012347 NONE | Contract Administrator Service code 13 | — | $317K |
| THE SEGAL COMPANY EIN 13-1928058 NONE | Consulting (general); Insurance brokerage commissions and fees; Actuarial Service code 11 | — | $276K |
| KSN ASSOCIATES EIN 02-0467956 NONE | Consulting (general) Service code 16 | — | $158K |
| KGA, INC. EIN 04-3526805 NONE | Other services Service code 49 | — | $113K |
| BOSTON COMPANY ASSET MANAGEMENT LLC EIN 04-3404987 NONE | Investment management; Soft dollars commissions Service code 28 | — | $108K |
| EMPLOYEE A EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $104K |
| EMPLOYEE B EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $99K |
| MEDCO HEALTH SOLUTIONS, INC EIN 22-3461740 NONE | Contract Administrator; Claims processing Service code 12 | — | $99K |
| EMPLOYEE C EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $93K |
| PRECISION PRINTING EIN 04-3112177 NONE | Other services Service code 49 | — | $73K |
| EMPLOYEE D EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $70K |
| DODGE & COX INVESTMENT MANAGERS EIN 94-1441976 NONE | Investment management Service code 28 | — | $68K |
| EMPLOYEE E EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $65K |
| EMPLOYEE F EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $61K |
| DANIEL A. WINTERS & COMPANY EIN 23-2586736 NONE | Accounting (including auditing) Service code 10 | — | $57K |
| EMPLOYEE G EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $56K |
| EMPLOYEE H EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $55K |
| EMPLOYEE I EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $54K |
| EMPLOYEE J EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $53K |
| EMPLOYEE K EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $52K |
| EMPLOYEE L EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $52K |
| EMPLOYEE M EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $50K |
| EMPLOYEE N EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $48K |
| EMPLOYEE O EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $47K |
| EMPLOYEE P EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $47K |
| STATE STREET BANK & TRUST CO. EIN 04-2886535 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Other fees Service code 19 | — | $46K |
| EMPLOYEE Q EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $46K |
| EMPLOYEE R EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $43K |
| KRAKOW & SOURIS, LLC EIN 04-3363718 NONE | Legal Service code 29 | — | $42K |
| O'REILLY, GROSSO & GROSS, PC EIN 04-3318596 NONE | Legal Service code 29 | — | $42K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan) Service code 27 | — | $41K |
| EMPLOYEE S EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $36K |
| LOOMIS, SAYLES & COMPANY EIN 04-3200030 NONE | Investment management Service code 28 | — | $36K |
| EMPLOYEE T EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $36K |
| EMPLOYEE U EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $36K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management fees paid directly by plan; Custodial (securities); Custodial (other than securities); Soft dollars commissions Service code 18 | — | $36K |
| EMPLOYEE V EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $33K |
| EMPLOYEE W EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $30K |
| CAROL A. WEIL EIN 04-6374357 NONE | Other services Service code 49 | — | $29K |
| EMPLOYEE X EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $26K |
| EMPLOYEE Y EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $25K |
| EMPLOYEE Z EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $24K |
| EMPLOYEE AA EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $24K |
| EMPLOYEE AB EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $23K |
| EMPLOYEE AC EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $23K |
| EMPLOYEE AD EIN 04-2305512 NONE | Employee (plan) Service code 30 | — | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,997 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 577 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,574 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MASSACHUSETTS | 21,562 | $7.3M |
| Vision | DAVIS VISION, INC. | 24,670 | $0 |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 11,761 | $255K |
| Other | AETNA LIFE INSURANCE COMPANY | 11,761 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,670 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.