| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOANNA NICODEMUS3 | 8600 THACKERY STREET APT 5205 DALLAS, TX 75225 | STANDARD INSURANCE | $82K | $8K | $90K | 110.12% |
| JIM VOLLMER3 Filed as: JIM VOLMER | 401 NORTH CARROLL DALLAS, TX 76092 | STANDARD INSURANCE | $46K | $25K | $71K | 86.98% |
| JIM VOLLMER3 Filed as: JIM VOLMER | 401 NORTH CARROLL DALLAS, TX 76092 | STANDARD INSURANCE | $64K | $7K | $71K | 110.37% |
| JOANNA NICODEMUS3 | 8600 THACKERY STREET APT 5205 DALLAS, TX 75225 | STANDARD INSURANCE | $64K | $2K | $67K | 103.46% |
| JIM VOLLMER3 Filed as: JIM VOLMER | 401 NORTH CARROLL DALLAS, TX 76092 | STANDARD INSURANCE | $4K | — | $4K | 10.41% |
| JOANNA NICODEMUS3 | 8600 THACKERY STREET APT 5205 DALLAS, TX 75225 | STANDARD INSURANCE | $1K | — | $1K | 3.47% |
| JIM VOLLMER3 Filed as: JIM VOLMER | 401 NORTH CARROLL DALLAS, TX 76092 | STANDARD INSURANCE | $2K | — | $2K | 27.87% |
| JOANNA NICODEMUS3 | 8600 THACKERY STREET APT 5205 DALLAS, TX 75225 | STANDARD INSURANCE | $728 | — | $728 | 9.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 76 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 76 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.