Welfare broker

JOANNA NICODEMUS

Mailing address (most recent filing)

8600 THACKERY STREET APT 5205

DALLAS, TX 75225

Total comp: $159K
Commissions: $148K
Fees: $10K
Filings: 1
Sponsors: 1

Carrier mix

Where JOANNA NICODEMUS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE STANDARD100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE STANDARD	1	$196K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MA	1	$196K	0.0%	46.22x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOANNA NICODEMUS's plans by broker comp / premium ratio. Median 156.77% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOANNA NICODEMUS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOANNA NICODEMUS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WGI INC STANDARD INSURANCE 5500 2024	MA	$196K	$307K	STANDARD INSURANCE