No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LESLIE EDWARDS DAVIS PLAN ADMINISTRATOR | Plan Administrator Service code 14 | UNIVERSITY DRIVE, SUITE 206-229 AMHERST, MA 01002 | $69K |
| PAM HUNDLEY EIN 02-5449368 BOOKKEEPER | Accounting (including auditing) Service code 10 | — | $51K |
| NICHOLAS LAPIER CPA PC EIN 32-0048525 AUDITORS | Accounting (including auditing) Service code 10 | — | $15K |
| BNY MELLON WEALTH MANAGEMENT INVESTMENT MANAGER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 201 WASHINGTON STREET BOSTON, MA 02108 | $11K |
| S BARKER IT CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | UNIVERSITY DRIVE, SUITE 206-229 AMHERST, MA 01002 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE | 231 | $73K |
| Vision | EYEMED | 4,163 | $188K |
| Life insurance | METROPOLITAN LIFE INSURANCE | 231 | $73K |
| Other | METROPOLITAN LIFE INSURANCE | 231 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,163 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.