| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST, STE 301 MANCHESTER, NH 03101 | HARVARD PILGRIM HEALTH CARE OF NE INC | $16K | — | $16K | 2.58% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 401 NORWALK, CT 068541713 | HARVARD PILGRIM HEALTH CARE OF NE INC | — | $2K | $2K | 0.30% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH EMPLOYEE BENEFITS | PO BOX 577 WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE INC | $1K | — | $1K | 0.24% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST, STE 301 MANCHESTER, NH 03101 | HARVARD PILGRIM HEALTH CARE OF NE INC | $13K | — | $13K | 2.61% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 401 NORWALK, CT 068541713 | HARVARD PILGRIM HEALTH CARE OF NE INC | — | $2K | $2K | 0.30% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH EMPLOYEE BENEFITS | PO BOX 577 WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE INC | $1K | — | $1K | 0.24% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST, STE 301 MANCHESTER, NH 03101 | EQUITABLE FINANCIAL LIFE INSURANCE | $12K | — | $12K | 11.51% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH EMPLOYEE BENEFITS | PO BOX 577 WINDHAM, NH 03087 | EQUITABLE FINANCIAL LIFE INSURANCE | $1K | — | $1K | 1.14% |
| LANDMARK BENEFITS INC3 | 1001 ELM ST, STE 301 MANCHESTER, NH 03101 | EQUITABLE FINANCIAL LIFE INSURANCE | $1K | — | $1K | 1.10% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST, STE 301 MANCHESTER, NH 03101 | DELTA DENTAL PLAN OF NEW HAMPSHIRE | $5K | — | $5K | 4.94% |
| GCG FINANCIAL LLC3 Filed as: GRANITE GROUP BENEFITS AN ALERA GRO | 1001 ELM ST, STE 301 MANCHESTER, NH 03101 | VISION SERVICE PLAN | $743 | — | $743 | 6.91% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH EMPLOYEE BENEFITS | PO BOX 577 WINDHAM, NH 03087 | VISION SERVICE PLAN | $90 | — | $90 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HARVARD PILGRIM HEALTH CARE OF NE INC | 100 | $1.1M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE | 91 | $94K |
| Vision | VISION SERVICE PLAN | 70 | $11K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE | 119 | $102K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE | 119 | $102K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE | 119 | $102K |
| Prescription drug(2 contracts) | HARVARD PILGRIM HEALTH CARE OF NE INC | 100 | $1.1M |
| Other(3 contracts, 3 carriers) | HARVARD PILGRIM HEALTH CARE OF NE INC | 177 | $516K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.