| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE INC | $23K | — | $23K | 3.08% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 401 NORWALK, CT 068541713 | HARVARD PILGRIM HEALTH CARE OF NE INC | $6K | — | $6K | 0.82% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | HPHC INSURANCE COMPANY | $16K | — | $16K | 3.32% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 401 NORWALK, CT 068541713 | HPHC INSURANCE COMPANY | $4K | — | $4K | 0.88% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | DELTA DENTAL PLAN OF NEW HAMPSHIRE | $7K | — | $7K | 5.43% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | EQUITABLE FINANCIAL LIFE INSURANCE | $16K | $4K | $20K | 19.00% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | VISION SERVICE PLAN | $905 | — | $905 | 6.30% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | HRC TOTAL SOLUTIONS | $0 | — | $0 | — |
| LANDMARK BENEFITS INC4 | 183 ROCKINGHAM ROAD, STE. 2 EAST WINDHAM, NH 03087 | HRA ADMINISTRATOR- LANDMARK BENEFITS | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE OF NE INC | 144 | $1.2M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE | 273 | $126K |
| Vision | VISION SERVICE PLAN | 94 | $14K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE | 185 | $106K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE | 185 | $106K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE | 185 | $106K |
| Prescription drug(2 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE OF NE INC | 144 | $1.2M |
| Other(3 contracts, 3 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE | 185 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 273 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.