| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEST RIDGE INSURANCE AGENCY, INC.3 | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $56K | — | $56K | 2.91% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG INC | $24K | — | $24K | 3.47% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $8K | — | $8K | 2.91% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | DENTAL SERVICE OF MASSCHUSETTS INC | $9K | — | $9K | 5.00% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | HARVARD PILGRIM HEALTH CARE | $5K | — | $5K | 2.91% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 12.92% |
| COMPSYCH5 | — | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $109 | $109 | 0.17% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET SUITE 1100 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 11.35% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $517 | — | $517 | 18.44% |
| SMITH, THOMAS, CHRISTOPHER3 Filed as: SMITH, THOMAS, CHRISTOHER | PO BOX 6650 METAIRIE, LA 70009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $241 | — | $241 | 8.59% |
| SMITH, THOMAS, CHRISTOPHER3 | PO BOX 6650 METAIRIE, LA 70009 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $284 | — | $284 | 15.46% |
| WEST RIDGE INSURANCE AGENCY, INC.3 Filed as: WEST RIDGE INSURANCE AGENCY INC | 155 FEDERAL STREET, SUITE 1100 BOSTON, MA 02110 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $201 | — | $201 | 10.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 391 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 391 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE | 228 | $3.1M |
| Dental | DENTAL SERVICE OF MASSCHUSETTS INC | 398 | $190K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 262 | $101K |
| Short-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 258 | $66K |
| Long-term disability(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 262 | $101K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 129 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 398 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.