No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH PLANS, INC. NONE | Contract Administrator Service code 13 | P.O. BOX 5199 WESTBOROUGH, MA 01581 | $100K |
| MINTZ, LEVIN, COHN, FERRIS, GLOVSKY NONE | Legal Service code 29 | ONE FINANCIAL CENTER BOSTON, MA 02111 | $33K |
| KD CONSULTING NONE | Consulting (general) Service code 16 | 6 PARK LANE MARBLEHEAD, MA 01945 | $24K |
| GT REILLY AND COMPANY NONE | Accounting (including auditing) Service code 10 | 424 ADAMS STREET MILTON, MA 02186 | $16K |
| WHITTLESEY & HADLEY, P.C. EIN 06-0903326 NONE | Accounting (including auditing) Service code 10 | 14 BOBALA ROAD HOLYOKE, MA 01040 | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,568 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 21,568 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 21,568 | $6.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,568 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.