| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATIONS INC | $32K | — | $32K | 1.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 980 WASHINGTON STREET SUITE 325 DEDHAM, MA 02026 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATIONS INC | — | $14K | $14K | 0.58% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP, INC | 80 SOUTH 8TH STREET STE700 MINNEAPOLIS, MN 55402 | TUFTS INSURANCE COMPANY | $1K | — | $1K | 0.43% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS, LLC | 980 WASHINGTON STREET SUITE 325 DEDHAM, MA 02026 | TUFTS INSURANCE COMPANY | — | $802 | $802 | 0.30% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS COMPANIES | 80 SOUTH 8TH STREET STE. 700 #700 MINNEAPOLIS, MN 55402 | ALTUS DENTAL INSURANCE COMPANY, INC. | $6K | — | $6K | 4.70% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 133 FEDERAL STREET 6TH FLOOR BOSTON, MA 02110 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 13.90% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANY, INC | 80 SOUTH 8TH STREET SUITE 700 MINNEAPOLIS, MN 55402 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $2K | $3K | 3.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA HAYS COMPANIES | 980 WASHINGTON ST SUITE 325 DEDHAM, MA 02026 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $407 | — | $407 | 4.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA HAYS COMPANIES | 980 WASHINGTON STREET DEDHAM, MA 02026 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $400 | — | $400 | 4.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATIONS INC | 221 | $2.6M |
| Dental | ALTUS DENTAL INSURANCE COMPANY, INC. | 262 | $130K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 121 | $8K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 178 | $109K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 178 | $109K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 178 | $109K |
| Prescription drug(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATIONS INC | 221 | $2.6M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 178 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.