| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER CIRCLE SUITE 102 NORWELL, MA 02061 | TUFTS HEALTH PLAN | $34K | $19K | $53K | 3.32% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER CIRCLE SUITE 102 NORWELL, MA 02061 | DELTA DENTAL | $5K | $0 | $5K | 3.90% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER DRIVE SUITE 102 NORWELL, MA 020611635 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 13.71% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER DRIVE SUITE 102 NORWELL, MA 02061 | TUFTS HEALTH PLAN | $540 | $270 | $810 | 3.00% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER DRIVE SUITE 102 NORWELL, MA 020611635 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $659 | $3K | 12.83% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER DRIVE SUITE 102 NORWELL, MA 02061 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $634 | $3K | 13.26% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP, INC. | 120 LONGWATER DRIVE SUITE 102 NORWELL, MA 020611635 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $373 | $88 | $461 | 13.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | TUFTS HEALTH PLAN | 241 | $1.6M |
| Dental | DELTA DENTAL | 270 | $124K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 131 | $23K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 130 | $24K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 132 | $38K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 131 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.