| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EASTERN BENEFITS GROUP3 | ONE BEACON STREET 25TH FLOOR BOSTON, MA 02108 | HARVARD PILGRIM HEALTH CARE | $19K | — | $19K | 2.19% |
| BBS INSURANCE BROKERAGE INC3 | 2000 COMMONWEALTH AVENUE NEWTON, MA 02466 | HARVARD PILGRIM HEALTH CARE | $66 | — | $66 | 0.01% |
| EASTERN BENEFITS GROUP3 | ONE BEACON STREET 25TH FLOOR BOSTON, MA 02108 | HARVARD PILGRIM HEALTH CARE | $13K | — | $13K | 2.18% |
| BBS INSURANCE BROKERAGE INC3 Filed as: BBS INSURANCE BROKERAGE INC. | 2000 COMMONWEALTH AVENUE NEWTON, MA 02466 | HARVARD PILGRIM HEALTH CARE | $44 | — | $44 | 0.01% |
| EASTERN BENEFITS GROUP3 | ONE BEACON STREET 25TH FLOOR BOSTON, MA 02108 | HARVARD PILGRIM HEALTH CARE | $3K | — | $3K | 2.20% |
| BBS INSURANCE BROKERAGE INC3 Filed as: BBS INSURANCE BROKERAGE INC. | 2000 COMMONWEALTH AVENUE NEWTON, MA 02466 | HARVARD PILGRIM HEALTH CARE | $11 | — | $11 | 0.01% |
| EASTERN INS GROUP LLC3 | 100 QUANNAPOWITT PKWY SUITE 400 WAKEFIELD, MA 018801319 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $445 | $3K | 3.43% |
| KLINGMAN AND ASSOCIATES INC3 | 104 OLD TURNPIKE ROAD WEST TOWNSEND, MA 01474 | AFLAC | $1K | — | $1K | 7.65% |
| KLINGMAN AND ASSOCIATES INC3 | 131 COAL KILN RD PRINCETON, MA 01541 | AFLAC | $404 | $39 | $443 | 3.16% |
| WEX INC3 Filed as: WEX INC. | 11 STOCKDALE ROAD NEEDHAM, MA 02492 | AFLAC | $242 | — | $242 | 1.73% |
| DANIEL P CLARK3 Filed as: DANIEL CLARK | 33 LANDAU RD PLAINVILLE, MA 02762 | AFLAC | $121 | — | $121 | 0.86% |
| DAVID S HALLETT3 Filed as: DAVID HALLET | 8 BROOKS ST WINCHESTER, MA 01890 | AFLAC | $45 | — | $45 | 0.32% |
| KAREN TUCCI3 | 73 STETSON STREET MARLBOROUGH, MA 01752 | AFLAC | $28 | $6 | $34 | 0.24% |
| JOHN B DRZEWIECKI JR3 Filed as: JOHN DRZEWIECKI JR | 370 SOUTHSHIRE DR BENNINGTON, VT 05201 | AFLAC | $33 | — | $33 | 0.24% |
| MAUREEN E SNOW3 Filed as: MAUREEN SNOW | 68 WINGATE RD HOLLISTON, MA 01746 | AFLAC | $16 | — | $16 | 0.11% |
| JEFFREY D HARNED3 Filed as: JEFFREY STEPHEN BLOCKER | 3 BARNESDALE RD NATICK, MA 01760 | AFLAC | $10 | — | $10 | 0.07% |
| COMPREHENSIVE EMPLOYEE BENEFITS INC3 | 8 CHALMERS ROAD WORCESTER, MA 01602 | AFLAC | $9 | — | $9 | 0.06% |
| MARGARET E LOCHNER3 Filed as: MARGARET LOCHNER | 365 WALLOOMSAC RD BENNINGTON, VT 05201 | AFLAC | $6 | — | $6 | 0.04% |
| NATHAN A HUMMER3 Filed as: NATHAN HUMMER | 5 WEBBER RD WESTFORD, MA 01886 | AFLAC | $2 | — | $2 | 0.01% |
| KLINGMAN AND ASSOCIATES INC3 | 131 COAL KILN RD PRINCETON, MA 01541 | CONTINENTAL AMERICAN INSURANCE COMPANY | $648 | — | $648 | 7.76% |
| WEX INC3 Filed as: WEX INC. | 11 STOCKDALE ROAD NEEDHAM, MA 02492 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 1.22% |
| DANIEL P CLARK3 Filed as: DANIEL P. CLARK | 33 LANDAU ROAD PLAINVILLE, MA 02762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.61% |
| MAUREEN E SNOW3 Filed as: MAUREEN E. SNOW | 68 WINGATE ROAD HOLLISTON, MA 01746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.28% |
| COMPREHENSIVE EMPLOYEE BENEFITS INC3 Filed as: COMPREHENSIVE EMPLOYEE BENEFIT INS | 8 CHALMERS ROAD WORCESTER, MA 01602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.16% |
| DAVID S HALLETT3 Filed as: DAVID S. HALLETT | 8 BROOKS ST WINCHESTER, MA 01890 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.12% |
| DANIEL P CLARK3 Filed as: DANIEL L. CLARK | 33 LANDAU ROAD PLAINVILLE, MA 02762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.07% |
| NATHAN A HUMMER3 Filed as: NATHAN A. HUMMER | 9 TOWNSEND ROAD LYNNFIELD, MA 01940 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| JILL SCIRPO3 | 6 WILLET POND ROAD WESTWOOD, MA 02090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $79K |
| Short-term disability | AFLAC | 18 | $14K |
| Other(2 contracts, 2 carriers) | AFLAC | 92 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.