| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EASTERN BENEFITS GROUP3 | ONE BEACON STREET 25TH FLOOR BOSTON, MA 02108 | HARVARD PILGRIM HEALTH CARE | $18K | — | $18K | 2.01% |
| BBS INSURANCE BROKERAGE INC3 | 2000 COMMONWEALTH AVENUE NEWTON, MA 02466 | HARVARD PILGRIM HEALTH CARE | $66 | — | $66 | 0.01% |
| EASTERN BENEFITS GROUP3 | ONE BEACON STREET 25TH FLOOR BOSTON, MA 02108 | HARVARD PILGRIM HEALTH CARE | $12K | — | $12K | 2.01% |
| BBS INSURANCE BROKERAGE INC3 Filed as: BBS INSURANCE BROKERAGE INC. | 2000 COMMONWEALTH AVENUE NEWTON, MA 02466 | HARVARD PILGRIM HEALTH CARE | $44 | — | $44 | 0.01% |
| EASTERN BENEFITS GROUP3 | ONE BEACON STREET 25TH FLOOR BOSTON, MA 02108 | HARVARD PILGRIM HEALTH CARE | $3K | — | $3K | 2.01% |
| BBS INSURANCE BROKERAGE INC3 Filed as: BBS INSURANCE BROKERAGE INC. | 2000 COMMONWEALTH AVENUE NEWTON, MA 02466 | HARVARD PILGRIM HEALTH CARE | $11 | — | $11 | 0.01% |
| BBS INSURANCE BROKERAGE INC3 | 46 WILDWOOD DR NEEDHAM, MA 02492 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 2.67% |
| EASTERN INS GROUP LLC3 | 100 QUANNAPOWITT PKWY STE 400 WAKEFIELD, MA 01880 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $554 | $2K | 2.51% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62937 VIRGINIA BEACH, VA 23466 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 10.72% |
| KLINGMAN AND ASSOCIATES INC3 | 18 PROSPECT STREET LUNENBURG, MA 01462 | AFLAC | $2K | $109 | $2K | 11.77% |
| WEX INC3 Filed as: WEX INC. | 11 STOCKDALE ROAD NEEDHAM, MA 02492 | AFLAC | $385 | $3 | $388 | 1.84% |
| DANIEL P CLARK3 Filed as: DANIEL CLARK | 33 LANDAU RD PLAINVILLE, MA 02762 | AFLAC | $176 | — | $176 | 0.83% |
| JEFFREY BLOCKER3 | 3 BARNESDALE RD NATICK, MA 01760 | AFLAC | $52 | $9 | $61 | 0.29% |
| JOHN B DRZEWIECKI JR3 Filed as: JOHN DRZEWIECKI JR | 370 SOUTHSHIRE DR BENNINGTON, VT 05201 | AFLAC | $47 | — | $47 | 0.22% |
| KAREN TUCCI3 | 73 STETSON STREET MARLBOROUGH, MA 01752 | AFLAC | $45 | — | $45 | 0.21% |
| MAUREEN E SNOW3 Filed as: MAUREEN SNOW | 68 WINGATE RD HOLLISTON, MA 01746 | AFLAC | $29 | — | $29 | 0.14% |
| DAVID S HALLETT3 Filed as: DAVID HALLET | 8 BROOKS ST WINCHESTER, MA 01890 | AFLAC | $25 | — | $25 | 0.12% |
| CONNIE KNECHT3 | 204 FRONT STREET EXETER, NH 03833 | AFLAC | $14 | — | $14 | 0.07% |
| COMPREHENSIVE EMPLOYEE BENEFITS INC3 | 8 CHALMERS ROAD WORCHESTER, MA 01602 | AFLAC | $12 | — | $12 | 0.06% |
| MARGARET E LOCHNER3 Filed as: MARGARET LOCHNER | 365 WALLOOMSAC RD BENNINGTON, VT 05201 | AFLAC | $10 | — | $10 | 0.05% |
| NATHAN A HUMMER3 Filed as: NATHAN HUMMER | 5 WEBBER RD WESTFORD, MA 01886 | AFLAC | $4 | — | $4 | 0.02% |
| JILL SCIRPO3 | 8 WILLETT POND RD WESTWOOD, MA 02090 | AFLAC | $2 | — | $2 | 0.01% |
| KENNETH C MEIER CORP3 Filed as: KENNETH M. LEFEBVRE | 227 CHELMSFORD STREET CHELMSFORD, MA 01824 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 8.92% |
| MARK R. LEFEBVRE3 | 227 CHELMSFORD STREET CHELMSFORD, MA 01824 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 8.92% |
| KLINGMAN AND ASSOCIATES INC3 | 104 OLD TURNPIKE RD WEST TOWNSEND, MA 01474 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 7.24% |
| WEX INC3 Filed as: WEX INC. | 11 STOCKDALE ROAD NEEDHAM, MA 02492 | CONTINENTAL AMERICAN INSURANCE COMPANY | $162 | — | $162 | 1.17% |
| DANIEL P CLARK3 Filed as: DANIEL P. CLARK | 33 LANDAU ROAD PLAINVILLE, MA 02762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.56% |
| MAUREEN E SNOW3 Filed as: MAUREEN E. SNOW | 68 WINGATE ROAD HOLLISTON, MA 01746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.28% |
| COMPREHENSIVE EMPLOYEE BENEFITS INC3 Filed as: COMPREHENSIVE EMPLOYEE BENEFIT INS | 8 CHALMERS ROAD WORCESTER, MA 01602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.12% |
| DANIEL P CLARK3 Filed as: DANIEL L. CLARK | 33 LANDAU ROAD PLAINVILLE, MA 02762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.09% |
| NATHAN A HUMMER3 Filed as: NATHAN A. HUMMER | 9 TOWNSEND ROAD LYNNFIELD, MA 01940 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.03% |
| JILL SCIRPO3 | 6 WILLET POND ROAD WESTWOOD, MA 02090 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| EASTERN INSURANCE GROUP LLC3 | 233 W. CENTRAL STREET NATICK, MA 01760 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $276 | — | $276 | 16.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 284 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 168 | $65K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 284 | $39K |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 284 | $59K |
| Long-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 284 | $52K |
| Other(4 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 284 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.