See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KARA ADAMITES PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 55 MAIN STREET CHICOPEE, MA 01020 | $44K |
| NICHOLAS LAPIER CPA PC EIN 32-0058525 AUDITORS | Accounting (including auditing) Service code 10 | — | $14K |
| KRAKOW SOURIS AND LANDRY EIN 04-3363718 ATTORNEYS | Legal; Direct payment from the plan Service code 29 | — | $8K |
| MORGAN STANLEY CONSULTANTS | Trustee (individual) Service code 20 | 1500 MAIN STREET, 19TH FLOOR SPRINGFIELD, MA 01115 | $8K |
| VINCENT ROSSI COORDINATOR | Employee (plan) Service code 30 | 55 MAIN STREET CHICOPEE, MA 01020 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 39 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 39 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 99 | $9K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 99 | $9K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 99 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 99 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.