Welfare broker

WEBBER & GRINNELL EMPLOYEE BENEFITS

Mailing address (most recent filing)

98 LOWER WESTFIELD ROAD

SUITE 301

HOLYOKE, MA 01040

Total comp: $99K
Commissions: $97K
Fees: $2K
Filings: 8
Sponsors: 8

Carrier mix

Where WEBBER & GRINNELL EMPLOYEE BENEFITS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTH NEW ENGLAND, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTH NEW ENGLAND, INC.	1	$735K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ME	1	$735K	0.3%	296.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of WEBBER & GRINNELL EMPLOYEE BENEFITS's plans by broker comp / premium ratio. Median 3.86% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of WEBBER & GRINNELL EMPLOYEE BENEFITS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where WEBBER & GRINNELL EMPLOYEE BENEFITS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
A.M. LITHOGRAPHY A.M. LITHOGRAPHY HEALTH AND WELFARE PLAN	ME	$735K	$28K	HEALTH NEW ENGLAND, INC.