| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 | — | HARVARD PILGRIM HEALTH CARE | $36K | — | $36K | 1.36% |
| RSC INSURANCE BROKERAGE INC3 | — | HARVARD PILGRIM HEALTH CARE | $5K | — | $5K | 1.35% |
| RSC INSURANCE BROKERAGE INC3 | — | HARVARD PILGRIM HEALTH CARE | $2K | — | $2K | 1.47% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 160 FEDERAL STREET BOSTON, MA 02110 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $9K | — | $9K | 14.82% |
| EMERSON REID LLC3 Filed as: EMERSON REID | 1787 SENTRY PARKWAY WEST VEVA 16#3210 BLUE BELL, PA 19422 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $1K | $2K | $3K | 4.94% |
| EMERSON REID LLC3 Filed as: EMERSON REID | 1787 SENTRY PARKWAY WEST VEVA 16 #320 BLUE BELL, PA 19422 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $3K | — | $3K | 4.23% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 160 FEDERAL STREET BOSTON, MA 02110 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $9K | — | $9K | 14.86% |
| EMERSON REID LLC3 Filed as: EMERSON REID | 1787 SENTRY PARKWAY WEST VEVA 16#320 BLUE BELL, PA 19422 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $1K | $2K | $3K | 4.95% |
| EMERSON REID LLC3 Filed as: EMERSON REID | 1787 SENTRY PARKWAY WEST VEVA 16 #320 BLUE BELL, PA 19422 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $2K | $2K | 3.94% |
| RSC INSURANCE BROKERAGE INC3 | — | HARVARD PILGRIM HEALTH CARE | $147 | — | $147 | 0.81% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET FLOOR 2 BOSTON, MA 02110 | VISION SERVICE PLAN | $866 | — | $866 | 7.06% |
| EMERSON REID LLC3 | 1787 SENTRY PARKWAY WEST VEVA 16 #320 BLUE BELL, PA 19422 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $743 | — | $743 | 101.64% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 160 FEDERAL STREET BOSTON, MA 02110 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $323 | — | $323 | 44.19% |
| EMERSON REID LLC3 Filed as: EMERSON REID | 1787 SENTRY PARKWAY WEST VEVA 16#320 BLUE BELL, PA 19422 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $46 | $62 | $108 | 14.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts) | HARVARD PILGRIM HEALTH CARE | 350 | $3.1M |
| Vision | VISION SERVICE PLAN | 91 | $12K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 282 | $62K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 37 | $731 |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 250 | $63K |
| Other(2 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 282 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.