| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | AN ALERA GROUP AGENCY LLC 120 LONGWATER DRIVE STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $17K | — | $17K | 1.43% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $10K | — | $10K | 0.80% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | AN ALERA GROUP AGENCY 120 LONGWATER DR STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $12K | — | $12K | 1.43% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $7K | — | $7K | 0.80% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DR STE 102 NORWELL, MA 02061 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 3.30% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | AN ALERA GROUP AGENCY LLC 120 LONGWATER DRIVE STE 102 NORWELL, MA 02061 | HARVARD PILGRIM HEALTH CARE | $719 | — | $719 | 1.43% |
| HP PLANNING LLC3 | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | HARVARD PILGRIM HEALTH CARE | $405 | — | $405 | 0.80% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | AN ALERA GROUP AGENCY 120 LONGWATER DRIVE STE 102 NORWELL, MA 02061 | THE PRUDENTIAL INSUARNCE COMPANY OF AMERICA | $5K | — | $5K | 11.18% |
| IMG3 | 2960 N MERIDIAN STREET INDIANAPOLIS, IN 46208 | THE PRUDENTIAL INSUARNCE COMPANY OF AMERICA | — | $26 | $26 | 0.06% |
| PARTNERS BENEFIT GROUP LLC3 Filed as: PARTNERS BENEFIT GROUP INC | 120 LONGWATER DRIVE STE 102 NORWELL, MA 02061 | EYEMED VISION CARE | $986 | — | $986 | 6.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | HARVARD PILGRIM HEALTH CARE | 158 | $2.1M |
| Dental | STANDARD INSURANCE COMPANY | 133 | $118K |
| Vision(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 230 | $133K |
| Life insurance | THE PRUDENTIAL INSUARNCE COMPANY OF AMERICA | 134 | $43K |
| Short-term disability | THE PRUDENTIAL INSUARNCE COMPANY OF AMERICA | 134 | $43K |
| Long-term disability | THE PRUDENTIAL INSUARNCE COMPANY OF AMERICA | 134 | $43K |
| Other | THE PRUDENTIAL INSUARNCE COMPANY OF AMERICA | 134 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.