| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEONARD MONTANARI3 | 2 FOREST PARK DR FARMINGTON, CT 06032 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $794 | — | $794 | — |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ADAMS | 2 FOREST PARK DR FARMINGTON, CT 06032 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $509 | — | $509 | — |
| EDWARD D SOMMER3 Filed as: EDWARD SUNTER | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $434 | — | $434 | — |
| PAUL M WALSH3 Filed as: PAUL BLANCO | STE 550 6 CORP DR. SHELTON, CT 06484 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $400 | — | $400 | — |
| ROBIN CAMERON DIETZ3 Filed as: ROBIN DIETZ | 40 WHITE OAKS DR LONGMEADOW, MA 01106 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $310 | — | $310 | — |
| GRANT DAVID FRASER3 | 1014 POLARIS DR NEWPORT BEACH, CA 92660 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $292 | — | $292 | — |
| PETER CASSELL3 | 711 SILVER ST AGAWAM, MA 01001 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $181 | — | $181 | — |
| JAMES C ADAMS3 | 2 FORREST PARK DR FARMINGTON, CT 06032 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $162 | — | $162 | — |
| EDWARD P SUNTER3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $122 | — | $122 | — |
| DANIEL F MCCARTHY3 Filed as: DANIEL MCCARTHY | C/O CM SMITH FINANCIAL INC 100 PEARL ST FL 3 W HARTFORD, CT 06103 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $120 | — | $120 | — |
| BAXTER H MAFFETT3 | FL 3 100 PEARL ST HARTFORD, CT 06103 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $120 | — | $120 | — |
| ALAN MATTHEW LAPORTE3 | — | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $110 | — | $110 | — |
| LEONARD ADAMS INSURANCE INC3 Filed as: LEONARD MONATANARI | — | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $94 | — | $94 | — |
| MICHAEL A BOOK3 | 90 PARK AVE FL 17 NEW YORK, NY 10016 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $90 | — | $90 | — |
| KEVIN A VESTAL3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $81 | — | $81 | — |
| CHARLES E FORGET3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $73 | — | $73 | — |
| TODD EUGENE HOLT3 | 317 GRACE LN #250 AUSTIN, TX 78746 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $68 | — | $68 | — |
| ALAN MATTHEW LAPORTE3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $68 | — | $68 | — |
| RICKEY WILLARD3 | STE 803 819 WORCESTER ST SPRINGFIELD, MA 01151 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $53 | — | $53 | — |
| DAVID MCGEARY3 Filed as: DAVID WOODS | 114 PRYNNWOOD RD LONGMEADOW, MA 01106 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $44 | — | $44 | — |
| CHARLES E FORGET3 | STE 600 330 WHITNEY AVE HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $40 | — | $40 | — |
| ROBIN CAMERON DIETZ3 | 40 WHITE OAKS DR. LONGMEADOW, MA 01106 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $36 | — | $36 | — |
| CHRISTOPHE B SHUMAN3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $33 | — | $33 | — |
| MATTHEW SCARAFONI3 | 128 SOUTH ST PITTSFIELD, MA 01201 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $32 | — | $32 | — |
| ROLAND GAUDETTE3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $28 | — | $28 | — |
| JON ALAN HENDERSON3 | 8 HONEY DAFFODIL PL THE WOODLANDS, TX 77380 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $26 | — | $26 | — |
| CHARLES EPSTEIN3 | 12 SOMERS RD EAST LONGMEADOW, MA 01028 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $18 | — | $18 | — |
| JAMES MCGRATH3 | 2531 LANDMARK ST. STE 204 CLEARWATER, FL 33761 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $17 | — | $17 | — |
| RAYMOND GIANANTONI3 | 711 SILVER ST AGAWAM, MA 01001 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $14 | — | $14 | — |
| DANIEL F MCCARTHY3 Filed as: DANIEL MCCARTHY | C/O M SMITH FINANCIAL INC 100 PEARL ST. FL 3 W HARTFORD, CT 06103 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $12 | — | $12 | — |
| BAXTER H MAFFETT3 Filed as: BAXTER MAFFETT | 100 PEARL ST FL 3 HARTFORD, CT 06103 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $12 | — | $12 | — |
| DONALD CAMERON3 | 18 LINCOLN LN NEWCASTLE, ME 04553 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $7 | — | $7 | — |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES M MCGRATH | 2531 LANDMARK SR STE 204 CLEARWATER, FL 33761 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $6 | — | $6 | — |
| WILLIAM MINER3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $5 | — | $5 | — |
| EDWARD P SUNTER3 | 330 WHITNEY AVE STE 600 HOLYOKE, MA 01040 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 169 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.