See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 THIRD PARTY ADMIN. | Named fiduciary; Non-monetary compensation; Claims processing; Participant communication; Float revenue; Other services; Direct payment from the plan; Contract Administrator Service code 12 | — | $3.8M |
| EXPRESS SCRIPTS CONTRACT ADMIN. | Direct payment from the plan; Named fiduciary; Contract Administrator; Participant communication; Other services; Claims processing Service code 12 | ONE EXPRESS WAY ST LOUIS, MO 63121 | $367K |
| CONSUMER MEDICAL CONTRACT ADMIN. | Claims processing; Participant communication; Named fiduciary; Contract Administrator Service code 12 | 141 LONGWATER DRIVE SUITE 113-A NORWELL, MA 02061 | $207K |
| EVERNORTH BEHAVIORAL HEALTH INC EIN 41-1648670 PLAN ADMINISTRATOR | Contract Administrator; Claims processing; Participant communication; Direct payment from the plan Service code 12 | — | $105K |
| WAGEWORKS, INC. CONTRACT ADMIN | Participant communication; Claims processing; Contract Administrator Service code 12 | P.O. BOX 224547 DALLAS, TX 752224547 | $28K |
| CIGNA | Non-monetary compensation; Direct payment from the plan; Contract Administrator; Claims processing; Named fiduciary; Participant communication; Float revenue; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,673 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,673 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MCS LIFE INSURANCE COMPANY | 38 | $536K |
| Dental | MCS LIFE INSURANCE COMPANY | 38 | $536K |
| Vision | EYEMED VISION CARE | 9,042 | $537K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,534 | $4.4M |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 6,026 | $611K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 5,674 | $1.9M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 9,534 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.