| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $0 | $69K | $69K | 1.20% |
| KARAM INSURANCE AGENCY3 | 456 ROCK STREET FALL RIVER, MA 02722 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $42K | — | $42K | 0.73% |
| PARTNERS INSURANCE SERVICES3 Filed as: PARTNERS INSURANCE GROUP LLC | 560 WILBUR AVENUE SWANSEA, MA 02777 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $11K | — | $11K | 0.18% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | TUFTS INSURANCE COMPANY | $0 | $14K | $14K | 0.92% |
| KARAM INSURANCE AGENCY3 | 456 ROCK STREET FALL RIVER, MA 02722 | TUFTS INSURANCE COMPANY | $11K | — | $11K | 0.71% |
| PARTNERS INSURANCE SERVICES3 Filed as: PARTNERS INSURANCE GROUP LLC | 560 WILBUR AVENUE SWANSEA, MA 02777 | TUFTS INSURANCE COMPANY | $3K | — | $3K | 0.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 415 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 418 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.