| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| H.J. KNIGHT INTERNATIONAL INSURANCE3 Filed as: KNIGHT-RAWLS | 6001 RIVER ROAD SUITE 400 COLUMBUS, GA 31904 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $38K | — | $38K | 1.20% |
| YATES LLC3 | 2800 CENTURY PKWY SUITE 300 ATLANTA, GA 30345 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $27K | — | $27K | 0.84% |
| H.J. KNIGHT INTERNATIONAL INSURANCE3 Filed as: KNIGHT-RAWLS | 6001 RIVER ROAD SUITE 400 COLUMBUS, GA 31904 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $2K | — | $2K | 1.20% |
| YATES LLC3 | 2800 CENTURY PKWY SUITE 300 ATLANTA, GA 30345 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $2K | — | $2K | 0.84% |
| H.J. KNIGHT INTERNATIONAL INSURANCE3 Filed as: KNIGHT-RAWLS | 6001 RIVER ROAD SUITE 400 COLUMBUS, GA 31904 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $445 | — | $445 | 1.20% |
| YATES LLC3 | 2800 CENTURY PKWY SUITE 300 ATLANTA, GA 30345 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $311 | — | $311 | 0.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 560 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 560 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 518 | $3.2M |
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 633 | $186K |
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 503 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 633 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.