| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 337013699 | HUMANA | $132K | $20K | $152K | 6.31% |
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 337013699 | HUMANA | $26K | $6K | $31K | 5.61% |
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 337013699 | HUMANA | $31K | $4K | $35K | 14.60% |
| CORPORATE BENEFITS NETWORK4 Filed as: CORPORATE BENEFITS NETWORK INC | PO BOX 48037 ST PETERSBURG, FL 33743 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58K | — | $58K | 24.08% |
| SCHMIDT BENEFIT GROUP INC4 | 512 LYONS BAY ROAD NOKOMIS, FL 34275 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | — | $15K | 6.43% |
| JOHN R STONER ORG INC4 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 33743 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $7K | $14K | 5.71% |
| NYRA VELASCO4 | 1904 CAPRI ROAD VALRICO, FL 33594 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $2K | $10K | 4.05% |
| COACH CONCEPTS INC4 | 5655 OAKHURST DRIVE SEMINOLE, FL 33772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 3.66% |
| THE HORTON GROUP4 Filed as: ANITA HORTON | 591 FAIRWAY DR WOODSTOCK, GA 30189 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.01% |
| US BEN TEC WORKPLACE SOLUTIONS, LLC4 Filed as: US BEN WORKPLACE SOLUTIONS LLC | 700 W HILLSBORO BLVD DEERFIELD BEACH, FL 33441 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| PLASTRIDGE AGENCY INC4 Filed as: THE PLASTRIDGE AGENCY INC | 10337 N MILITARY TRAIL PALM BEACH GARDENS, FL 33410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| RUTH A SUTTLE4 | 1212 MOUNTAIN SHADOWS DRIVE MORGANTON, NC 28655 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| BENEFIT LAB INC4 | 9647 SUGAR PINES COURT DAVIE, FL 33328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| EUGENE VILLA4 | 1918 DERBY TRAIL WELLINGTON, FL 33414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| TILTON ASSOCIATES INC4 | 9840 W NOTCH PATH CRYSTAL RIVER, FL 34428 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| CRYSTAL R GUPTON4 Filed as: CRYSTAL R GRUPTON | 200 LAFORET DR MORGANTON, NC 28655 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| HARRINGTON CONSULTING4 | 146 MILL CREEK DRIVE CANTON, GA 30115 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| AP GLOBAL INSURANCE SERVICES LLC4 | 5300 TEN-TEN ROAD APEX, NC 37539 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CYNTHIA A. HAWKINSON4 Filed as: CYNTHIA HAWKINSON | 18503 E 380 ROAD CHELSEA, OK 74016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| RJK & ASSOCIATES INC4 Filed as: RJK & ASSOCIATES | 1800 PEACHTREE STREET NW ATLANTA, GA 30309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ACHIOTE ENTERPRISES INC4 | 9647 SUGAR PINES COURT DAVIE, FL 33328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| RICHARD C. DEFALCO4 Filed as: RICHARD CHRISTOPHER DEFALCO | 4707 CRYSTAL LAKE RD NORMAN, OK 73072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MICHAEL MARSHALL4 | 1134 SE 6TH COURT DANIA BEACH, FL 33004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOSEPH GLENN EVANS4 | 4312 DIAMOND TERRACE WESTON, FL 33331 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CORPORATE BENEFITS NETWORK7 Filed as: CORPORATE BENEFITS NETWORK INC | PO BOX 48037 ST PETERSBURG, FL 33743 | UNUM LIFE INSURANCE COMPANY | $14K | — | $14K | 11.88% |
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 337013699 | HUMANA | $6K | $938 | $7K | 14.80% |
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 337013699 | HUMANA | $804 | $40 | $844 | 2.12% |
| CORPORATE BENEFITS NETWORK6 Filed as: CORPORATE BENEFITS NETWORK INC | PO BOX 48037 ST PETERSBURG, FL 33743 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 11.98% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFITS NETWORK, INC. | 669913TH AVE STE 48 ST PETERSBURG, FL 33710 | ARAG INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| CORPORATE BENEFITS NETWORK5 | 6699 13TH AVE NORTH SUITE 4B ST PETERSBURG, FL 33710 | HEALTHIEST YOU | $2K | — | $2K | 15.00% |
| CORPORATE BENEFITS NETWORK2 | PO BOX 48037 ST PETERSBURG, FL 33743 | ANCHOR BENEFIT CONSULTING, INC. | $6K | $3K | $9K | 65.52% |
| THE STONER ORGANIZATION1 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 337013699 | HUMANA | $822 | $281 | $1K | 17.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,236 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | HUMANA | 496 | $3.0M |
| Dental(3 contracts) | HUMANA | 710 | $287K |
| Vision | HUMANA | 734 | $48K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 1,515 | $387K |
| Other | ARAG INSURANCE COMPANY | 280 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.