| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE STONER ORGANIZATION | 700 CENTRAL AVENUE STE 404 ST PETERSBURG, FL 337013600 | HUMANA | $5.8M | $8K | $5.8M | 540.67% |
| MARSHA MARRULLIER | PO BOX 48037 ST PETERSBURG, FL 33743 | NATIONAL GUARDIAN LIFE | $16K | — | $16K | 9.04% |
| ANCHOR BENEFIT CONSULTING, INC. | 2400 MAITLAND CENTER PARKWAY STE 111 MAITLAND, FL 32751 | ANCHOR BENEFIT CONSULTING, INC. | $0 | $19K | $19K | 50.60% |
| CORPORATE BENEFITS NETWORK | PO BOX 48037 ST PETERSBURG, FL 33743 | ANCHOR BENEFIT CONSULTING, INC. | $10K | — | $10K | 26.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 604 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 604 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.