| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 1025 GREENWOOD BOULEVARD, SUITE 285 LAKE MARY, FL 32746 | BLUE CROSS BLUE SHIELD OF FLORIDA | $67K | $0 | $67K | 5.00% |
| HYLANT GROUP INC3 | 1025 GREENWOOD BOULEVARD, SUITE 285 LAKE MARY, FL 32746 | HEALTH OPTIONS, INC | $13K | $0 | $13K | 4.99% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $41K | $0 | $41K | 17.65% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $12K | $12K | 5.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $5K | $5K | 2.25% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, IL 43604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | $0 | $14K | 6.45% |
| MJ INSURANCE3 Filed as: WHITNEY RUSSELL AND VARIOUS AGENTS | 2765 WINDSORGATE LANE ORLANDO, FL 32828 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 4.52% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 700 WEST HILLSBORO BOULEVARD BUILDING 2-102 DEEFIELD BEACH, FL 33441 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 2.24% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.48% |
| SERGIO I GARCIA3 Filed as: SERGIO GARCIA | 8876 A C SKINNER PARKWAY, UNIT 201 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.45% |
| YVONNE PABON3 | 2841 CLIPPER COVE LANE APARTMENT 201 KISSIMMEE, FL 34741 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.20% |
| CHASSE LYNN GREENE3 Filed as: CHASSE GREENE | 1735 BARCELONA WAY WINTER PARK, FL 32789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 176 | $1.6M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 210 | $232K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 210 | $232K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 210 | $232K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 210 | $232K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 210 | $232K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 176 | $1.6M |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 588 | $446K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.