| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | BLUE CROSS BLUE SHIELD OF FLORIDA | $57K | $0 | $57K | 8.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | HEALTH OPTIONS, INC | $18K | $0 | $18K | 8.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $0 | $13K | 15.28% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS, LLC | 700 WEST HILLSBORO BOULEVARD SUITE 2-102 DEERFIELD BEACH, FL 33441 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $3K | $3K | 3.02% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.80% |
| BENEFIT TECHNOLOGIES LLC3 Filed as: BENEFIT TECHNOLOGIES, LLC | 1200 EAST TAFT AVENUE SAPULPA, OK 74066 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $854 | $854 | 0.99% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | AMERICAN UNITED LIFE INSURANCE COMPANY | $14K | $2K | $17K | 29.19% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS, LLC | 700 WEST HILLSBORO BOULEVARD SUITE 2-102 DEERFIELD BEACH, FL 33441 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $16K | $0 | $16K | 32.89% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | CONTINENTIAL AMERICAN INSURANCE COMPANY | $7K | $0 | $7K | 14.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 255 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 255 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 195 | $937K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 206 | $86K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 206 | $86K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 129 | $58K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 129 | $58K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 129 | $58K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 195 | $937K |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 194 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.