| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, 2 EAST WINDHAM, NH 03087 | MATTHEW THORNTON HEALTH PLAN, INC. | $40K | — | $40K | 2.62% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $4K | — | $4K | 3.36% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, 2 EAST WINDHAM, NH 03087 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $5K | — | $5K | 5.06% |
| COMBINED SERVICES LLC3 | PO BOX 1320 CONCORD, NH 03302 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $1K | — | $1K | 1.23% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $5K | — | $5K | 5.98% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE CO | $2K | — | $2K | 10.42% |
| LANDMARK BENEFITS INC3 | 183 ROCKINGHAM ROAD, 2 EAST WINDHAM, NH 03087 | HRC TOTAL SOLUTIONS | — | $1K | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 204 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MATTHEW THORNTON HEALTH PLAN, INC. | 239 | $1.5M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 171 | $108K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE CO | 204 | $16K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO | 204 | $16K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO | 201 | $81K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE CO | 204 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.