| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE, INC. | $21K | — | $21K | 2.19% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD 2 EAST WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE, INC. | $9K | — | $9K | 2.25% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $4K | $8K | 6.97% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE, INC. | $2K | — | $2K | 2.26% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $4K | — | $4K | 4.92% |
| COMBINED SERVICES LLC3 Filed as: COMBINED SERVICES LLC DBA CSONE | BENEFIT SOLUTIONS PO BOX 1320 CONCORD, NH 03302 | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | $1K | — | $1K | 1.21% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFEINSURANCE COMPANY | $5K | $3K | $8K | 9.90% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $615 | $2K | 14.32% |
| LANDMARK BENEFITS INC3 Filed as: LANDMARK BENEFITS, INC. | 183 ROCKINGHAM RD., 2 EAST WINDHAM, NH 03087 | HARVARD PILGRIM HEALTH CARE OF NE, INC. | $68 | — | $68 | 1.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | HARVARD PILGRIM HEALTH CARE OF NE, INC. | 139 | $1.4M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE, INC. | 153 | $91K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 231 | $17K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 231 | $117K |
| Long-term disability | THE LINCOLN NATIONAL LIFEINSURANCE COMPANY | 231 | $83K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 231 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.