No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEISINGER INDEMNITY INSURANCE CO EIN 23-2815174 CLAIM ADMINISTRATION | Float revenue; Participant communication; Other services; Non-monetary compensation; Direct payment from the plan; Claims processing; Named fiduciary; Contract Administrator Service code 12 | — | $4.3M |
| BEACON HEALTH, LLC EIN 45-2967056 RELATED TO EMPLOYER | Consulting (general); Direct payment from the plan Service code 16 | 43 WHITING HILL RD BREWER, ME 04412 | $3.2M |
| TFG PARTNERS LLC EIN 14-1898306 CONSULTANT | Consulting (general) Service code 16 | 603 STANWIX STREET SUITE 1350 PITTSBURGH, PA 15222 | $126K |
| EASTERN MAINE HEALTHCARE SYSTEMS EIN 01-0527066 EMPLOYER | Contract Administrator; Consulting (general); Direct payment from the plan Service code 13 | 43 WHITING HILL RD BREWER, ME 04412 | $116K |
| ACADIA BENEFITS EIN 01-0458116 CONSULTANT | Consulting (pension); Direct payment from the plan Service code 17 | 111 COMMERCIAL STREET 5TH FLOOR PORTLAND, ME 04101 | $95K |
| BENEFIT STRATEGIES EIN 26-0003294 TPA | Claims processing; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 967 ELM STREET MANCHESTER, NH 03101 | $32K |
| RUBINSTEIN ACTUARIAL SERICES, LLC ACTUARIAL SERVICES | Actuarial Service code 11 | 61 SUMMIT AVENUE SHARON, MA 02067 | $29K |
| BERRY DUNN EIN 01-0523282 AUDITOR | Accounting (including auditing) Service code 10 | 36 PLEASANT STREET BANGOR, ME 04401 | $14K |
| TD BANK, N.A. EIN 01-0137770 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | 77 EXCHANGE ST BANGOR, ME 04401 | $12K |
| PIERCE ATWOOD LLP EIN 01-0190452 LEGAL SERVICES | Legal Service code 29 | 254 COMMERCIAL STREET PORTLAND, ME 04101 | $11K |
| MEDICALIS CORPORATION EIN 04-3472539 SOFTWARE VENDOR | Direct payment from the plan; Other services Service code 49 | 201 MISSION STREET STE 2240 SAN FRANCISCO, CA 94105 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 486 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 105 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 8,749 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSRUANCE COMPANY | 8,520 | $357K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.