| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST. PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $31K | — | $31K | 1.24% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST. PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $21K | — | $21K | 1.29% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST. PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $10K | — | $10K | 1.29% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 50 PORTLAND PIER, STE. 301 PORTLAND, ME 04101 | DELTA DENTAL PLAN OF MAINE | $9K | — | $9K | 2.95% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST. PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $4K | — | $4K | 1.29% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST., 5TH FLOOR PORTLAND, ME 04101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 5.40% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST. PORTLAND, ME 04101 | HARVARD PILGRIM HEALTH CARE | $986 | — | $986 | 1.35% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST., 5TH FLOOR PORTLAND, ME 04101 | ANTHEM HEALTH PLANS OF MAINE, INC. | $2K | — | $2K | 9.98% |
| ACADIA BENEFITS INC3 Filed as: ACADIA BENEFITS, INC. | 111 COMMERCIAL ST. PORTLAND, ME 04101 | HPHC INSURANCE COMPANY | $73 | — | $73 | 1.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 519 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE | 427 | $5.3M |
| Dental | DELTA DENTAL PLAN OF MAINE | 888 | $298K |
| Vision | ANTHEM HEALTH PLANS OF MAINE, INC. | 326 | $17K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 519 | $163K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 519 | $163K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 519 | $163K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 519 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 888 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.