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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,469 | $105,145-86.2% | $94,664-84.7% | $139,466-89.6% |
| Participation rate | 80.0% | 82.4%-2.4pp | 80.8%-0.8pp | 80.3%-0.3pp |
| Annual return | 16.40% | 38.09%-21.7pp | 156.84%-140.4pp | 373.66%-357.3pp |
| Employer contribution / active EE | $109 | $4,107-97.3% | $3,673-97.0% | $4,754-97.7% |
| Participant deferral / active EE | $5,502 | $7,599-27.6% | $7,417-25.8% | $6,712-18.0% |
| Admin fee / account holder | $17,496 | $8,972+95.0% | $7,222+142.3% | $11,409+53.4% |