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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,669 | $157,276-78.0% | $141,177-75.4% | $152,885-77.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 21.44% | 64.33%-42.9pp | 71.40%-50.0pp | 345.39%-324.0pp |
| Employer contribution / active EE | $4,029 | $5,262-23.4% | $4,736-14.9% | $4,763-15.4% |
| Participant deferral / active EE | $8,564 | $7,110+20.4% | $6,710+27.6% | $5,851+46.4% |
| Admin fee / account holder | $87 | $12,123-99.3% | $10,263-99.1% | $11,598-99.2% |