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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,899 | $92,219-75.2% | $76,766-70.2% | $135,382-83.1% |
| Participation rate | 73.3% | 79.8%-6.4pp | 77.0%-3.6pp | 82.6%-9.3pp |
| Annual return | -9.52% | 5.46%-15.0pp | 2.43%-11.9pp | 519.77%-529.3pp |
| Employer contribution / active EE | $3,371 | $3,216+4.8% | $2,485+35.6% | $4,779-29.5% |
| Participant deferral / active EE | $5,346 | $4,508+18.6% | $3,851+38.8% | $5,609-4.7% |
| Admin fee / account holder | $1,636 | $10,749-84.8% | $6,675-75.5% | $10,829-84.9% |