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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,531 | $82,674-47.3% | $125,363-65.3% | $68,495-36.4% |
| Participation rate | 82.7% | 75.0%+7.6pp | 82.4%+0.3pp | 67.9%+14.8pp |
| Annual return | -20.13% | -5.97%-14.2pp | 572.15%-592.3pp | -7.84%-12.3pp |
| Employer contribution / active EE | $2,592 | $3,382-23.3% | $4,815-46.2% | $2,596-0.2% |
| Participant deferral / active EE | $6,253 | $6,111+2.3% | $7,447-16.0% | $4,028+55.3% |
| Admin fee / account holder | $883 | $6,276-85.9% | $10,005-91.2% | $5,403-83.7% |