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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,002 | $85,766-82.5% | $136,298-89.0% | $70,126-78.6% |
| Participation rate | 75.0% | 74.2%+0.8pp | 81.9%-6.9pp | 69.5%+5.5pp |
| Annual return | 30.10% | 31.46%-1.4pp | 5156.27%-5126.2pp | 73.15%-43.0pp |
| Employer contribution / active EE | $705 | $2,966-76.2% | $4,696-85.0% | $2,343-69.9% |
| Participant deferral / active EE | $5,131 | $5,051+1.6% | $6,247-17.9% | $3,332+54.0% |
| Admin fee / account holder | $1,069 | $5,421-80.3% | $9,244-88.4% | $4,645-77.0% |