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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,586 | $98,760-69.0% | $149,715-79.6% | $79,858-61.7% |
| Participation rate | 77.9% | 75.8%+2.1pp | 82.5%-4.6pp | 69.6%+8.3pp |
| Annual return | 152.71% | 27.43%+125.3pp | 276.66%-124.0pp | 31.72%+121.0pp |
| Employer contribution / active EE | $1,878 | $3,217-41.6% | $4,645-59.6% | $2,471-24.0% |
| Participant deferral / active EE | $3,371 | $5,681-40.7% | $6,842-50.7% | $3,740-9.9% |
| Admin fee / account holder | $919 | $6,053-84.8% | $9,310-90.1% | $5,306-82.7% |