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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,088 | $183,627+8.4% | $155,602+27.9% | $145,978+36.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.07% | 61.32%-49.3pp | 64.81%-52.7pp | 550.52%-538.5pp |
| Employer contribution / active EE | $10,697 | $5,316+101.2% | $4,675+128.8% | $4,662+129.5% |
| Participant deferral / active EE | $7,455 | $6,466+15.3% | $5,629+32.5% | $6,690+11.4% |
| Admin fee / account holder | $475 | $19,327-97.5% | $15,923-97.0% | $13,400-96.5% |