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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,772 | $96,419+91.6% | $80,648+129.1% | $139,487+32.5% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 20.77% | 1352.86%-1332.1pp | 937.21%-916.4pp | 373.84%-353.1pp |
| Employer contribution / active EE | $20,013 | $3,261+513.7% | $2,724+634.8% | $4,755+320.9% |
| Participant deferral / active EE | $9,269 | $5,225+77.4% | $4,443+108.6% | $6,713+38.1% |
| Admin fee / account holder | $3,858 | $6,605-41.6% | $5,382-28.3% | $11,407-66.2% |