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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,600 | $109,411+31.2% | $89,435+60.6% | $158,982-9.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 14.01% | 345.68%-331.7pp | 245.55%-231.5pp | 302.99%-289.0pp |
| Employer contribution / active EE | $8,438 | $3,173+165.9% | $2,587+226.1% | $4,763+77.2% |
| Participant deferral / active EE | $4,629 | $4,600+0.6% | $3,890+19.0% | $5,983-22.6% |
| Admin fee / account holder | $696 | $6,159-88.7% | $4,884-85.8% | $11,252-93.8% |