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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,428 | $82,674+199.3% | $125,363+97.4% | $68,495+261.2% |
| Participation rate | 88.0% | 75.0%+13.0pp | 82.4%+5.6pp | 67.9%+20.1pp |
| Annual return | -20.44% | -5.97%-14.5pp | 572.15%-592.6pp | -7.84%-12.6pp |
| Employer contribution / active EE | $7,797 | $3,382+130.6% | $4,815+61.9% | $2,596+200.3% |
| Participant deferral / active EE | $9,621 | $6,111+57.4% | $7,447+29.2% | $4,028+138.9% |
| Admin fee / account holder | $1,127 | $6,276-82.0% | $10,005-88.7% | $5,403-79.1% |