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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,105 | $135,956-93.3% | $123,894-92.7% | $273,972-96.7% |
| Participation rate | 70.0% | 84.1%-14.1pp | 81.4%-11.4pp | 83.0%-13.0pp |
| Annual return | 4.45% | 56.63%-52.2pp | 47.52%-43.1pp | 41.46%-37.0pp |
| Employer contribution / active EE | $1,314 | $5,170-74.6% | $4,617-71.5% | $4,869-73.0% |
| Participant deferral / active EE | $1,973 | $6,343-68.9% | $5,984-67.0% | $5,287-62.7% |
| Admin fee / account holder | $1,230 | $9,817-87.5% | $8,357-85.3% | $10,133-87.9% |