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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,866 | $115,796-21.5% | $101,264-10.3% | $158,950-42.8% |
| Participation rate | 60.0% | 79.4%-19.4pp | 75.8%-15.8pp | 82.0%-22.0pp |
| Annual return | 14.52% | 56.15%-41.6pp | 46.48%-32.0pp | 302.91%-288.4pp |
| Employer contribution / active EE | $966 | $4,175-76.9% | $3,660-73.6% | $4,762-79.7% |
| Participant deferral / active EE | $8,980 | $4,958+81.1% | $4,370+105.5% | $5,983+50.1% |
| Admin fee / account holder | $500 | $7,247-93.1% | $5,947-91.6% | $11,248-95.6% |