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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,784 | $109,344-22.5% | $89,400-5.2% | $158,950-46.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 3.73% | 345.73%-342.0pp | 245.64%-241.9pp | 302.91%-299.2pp |
| Employer contribution / active EE | $3,533 | $3,170+11.5% | $2,586+36.6% | $4,762-25.8% |
| Participant deferral / active EE | $0 | $4,599-100.0% | $3,890-100.0% | $5,983-100.0% |
| Admin fee / account holder | $1,454 | $6,154-76.4% | $4,882-70.2% | $11,248-87.1% |