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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,451 | $168,635+78.2% | $147,617+103.5% | $125,389+139.6% |
| Participation rate | 85.0% | 88.8%-3.8pp | 84.6%+0.4pp | 83.2%+1.8pp |
| Annual return | 3.63% | 77.65%-74.0pp | 61.98%-58.3pp | 282.24%-278.6pp |
| Employer contribution / active EE | $32,521 | $6,252+420.1% | $5,564+484.4% | $4,866+568.3% |
| Participant deferral / active EE | $5,472 | $5,507-0.6% | $4,895+11.8% | $5,352+2.3% |
| Admin fee / account holder | $58,400 | $13,580+330.0% | $11,612+402.9% | $9,541+512.1% |