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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,731 | $162,136+113.2% | $152,301+127.0% | $154,746+123.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 9.83% | 91.02%-81.2pp | 80.50%-70.7pp | 172.34%-162.5pp |
| Employer contribution / active EE | $7,198 | $4,890+47.2% | $4,624+55.7% | $4,379+64.4% |
| Participant deferral / active EE | $10,829 | $8,341+29.8% | $8,004+35.3% | $6,730+60.9% |
| Admin fee / account holder | $21,789 | $15,759+38.3% | $14,398+51.3% | $14,365+51.7% |