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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,667 | $176,105+119.0% | $159,474+141.8% | $167,536+130.2% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.50% | 331.91%-314.4pp | 263.68%-246.2pp | 478.82%-461.3pp |
| Employer contribution / active EE | $7,735 | $5,299+46.0% | $4,831+60.1% | $4,839+59.8% |
| Participant deferral / active EE | $13,413 | $7,751+73.0% | $7,353+82.4% | $6,342+111.5% |
| Admin fee / account holder | $6,217 | $12,559-50.5% | $10,802-42.4% | $12,315-49.5% |