Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,631 | $52,279-39.5% | $89,400-64.6% | $79,858-60.4% |
| Participation rate | 60.0% | 57.5%+2.5pp | 68.0%-8.0pp | 69.6%-9.6pp |
| Annual return | 11.15% | 22.16%-11.0pp | 245.64%-234.5pp | 31.72%-20.6pp |
| Employer contribution / active EE | $780 | $1,572-50.4% | $2,586-69.8% | $2,471-68.4% |
| Participant deferral / active EE | $1,728 | $2,740-36.9% | $3,890-55.6% | $3,740-53.8% |
| Admin fee / account holder | $1,176 | $3,356-65.0% | $4,882-75.9% | $5,306-77.8% |