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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,843 | $209,428-12.7% | $178,498+2.4% | $158,950+15.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 5.03% | 188.78%-183.8pp | 151.09%-146.1pp | 302.91%-297.9pp |
| Employer contribution / active EE | $4,695 | $5,707-17.7% | $5,011-6.3% | $4,762-1.4% |
| Participant deferral / active EE | $5,685 | $5,955-4.5% | $5,202+9.3% | $5,983-5.0% |
| Admin fee / account holder | $1,722 | $17,077-89.9% | $13,985-87.7% | $11,248-84.7% |