Retirement plan

UNLIMITED CONSTRUCTION SERVICES INC 401(K) PROFIT SHARING PLAN

Name: UNLIMITED CONSTRUCTION SERVICES INC - UNLIMITED CONSTRUCTION SERVICES INC 401(K) PROFIT SHARING PLAN (2021) Form 5500
Creator: UNLIMITED CONSTRUCTION SERVICES INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNLIMITED CONSTRUCTION SERVICES INC 401(K) PROFIT SHARING PLAN, UNLIMITED CONSTRUCTION SERVICES INC

UNLIMITED CONSTRUCTION SERVICES INCEIN 99-0284837Plan #001PY 2021

1696 HALEUKANA STREE - LIHUE, HI 96766808-241-1400unlimitedconstructionservices.comLinkedIn51-200 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$11.7M

+22.9% from 2020

Total participants

209

+35.7% from 2020

Average account balance

$56,505

-10.4% from 2020

Annual return

17.15%

+0.94 pp from 2020

Benchmarks

See 16,659 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort16,659 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.39M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

344

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.20M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.50%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$168

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LPL FINANCIAL1 year Filed as: FINANCIAL ADVOCATES INVESTMENT MANA Service code 27 · EIN 27-0435466	Advisory (Plan)	$25,853
PENSION SERVICES, INC.1 year Filed as: PENSION SERVICES CORPORATION - HI Service code 15 · EIN 99-0262088	Recordkeeping	$1,750
LPL FINANCIAL1 year Filed as: FINANCIAL ADVOCATES INV MGMT Service code 33 · EIN 60-2930184	Securities brokerage commissions and ...	$1,675
TRANSAMERICA RETIREMENT SOLUTIONS1 year Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044	Recordkeeping	$748
CHARLES SCHWAB & CO., INC.1 year Service code 33 · EIN 94-1737782	Securities brokerage commissions and ...	$1

Plan features & details

Pension benefit codes2E2F2G2R2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$38K

$414 / participant

Investment mgmt$38K100.0%

% of EOY assets

0.322%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,505

$78,670-28.2%

$109,173-48.2%

$85,847-34.2%

Participation rate

97.8%

68.3%+29.5pp

75.9%+21.9pp

69.3%+28.5pp

Annual return

17.15%

25.09%-7.9pp

25.75%-8.6pp

318.61%-301.5pp

Employer contribution / active EE

$4,243

$2,734+55.2%

$3,723+14.0%

$2,565+65.4%

Participant deferral / active EE

$7,152

$3,467+106.3%

$4,654+53.7%

$3,952+81.0%

Admin fee / account holder

$182

$5,469-96.7%

$6,755-97.3%

$6,261-97.1%

Provider

Service type

Compensation

LPL FINANCIAL1 year

Filed as: FINANCIAL ADVOCATES INVESTMENT MANA

Service code 27 · EIN 27-0435466

Advisory (Plan)

$25,853

PENSION SERVICES, INC.1 year

Filed as: PENSION SERVICES CORPORATION - HI

Service code 15 · EIN 99-0262088

Recordkeeping

$1,750

LPL FINANCIAL1 year

Filed as: FINANCIAL ADVOCATES INV MGMT

Service code 33 · EIN 60-2930184

Securities brokerage commissions and ...

$1,675

TRANSAMERICA RETIREMENT SOLUTIONS1 year

Filed as: TRANSAMERICA RETIREMENT SOLUTIONS,

Service code 15 · EIN 13-3689044

Recordkeeping

$748

CHARLES SCHWAB & CO., INC.1 year

Service code 33 · EIN 94-1737782

Securities brokerage commissions and ...

UNLIMITED CONSTRUCTION SERVICES INC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNLIMITED CONSTRUCTION SERVICES INC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion